Plant/Machinery/Equipment Insurance
Cover for material damage to plant/machinery and equipment including road liabilities arising out of the use of road registered equipment.
Property
Fire and additional perils, industrial special risks, insurance for material damage to building, contents, stock and other assets.
Business Interruption
Protects against the consequential losses arising as a result of an insured property loss.
Machinery Breakdown
Provides cover for physical loss or damage to machinery for breakdown whilst in operation.
Transit/Cargo Insurance
Cover for physical loss or damage caused to insured goods whilst in transit. Whether as the owner of the cargo or as the carrier, there are various types of insurance cover to protect goods in transit.
Liability
Public and Products liability. Protecting your business against litigation from third parties that may suffer property losses or injury.
Contract Works/Construction
Provides cover for risks of physical loss or damage for property undergoing construction.
Commercial Motor/Fleet Insurance
All types of commercial motor insurance including unregistered vehicles.
Premium Funding
Financing of insurance premiums. Monthly payment of premiums via direct debit from your nominated bank account to improve cash flows.
Income Protection
Income protection provides monthly benefit payments to replace up to 80% of your income if you are unable to work due to sickness or injury. These monthly payments allow the life insured to meet their regular expenses while they are unable to work.
Business Expense Insurance
Business expense insurance provides the business with income to meet regular payments whilst the principle is unable to work due to injury or sickness.
Life Insurance
Life insurance offers peace of mind that the individual’s interests will be protected if they die or are diagnosed with a terminal illness. It might be helpful to clear the mortgage and other debts, whilst providing for the family day to day expenses.
Disability Cover
Disability cover provides a lump sum payment if the individual becomes totally and permanently disabled.
Critical Illness Cover
Critical illness cover provides a lump sum payment if the life insured suffers a specified trauma condition. This may assist with medical costs and clearing debt so the life insured can focus on making a full recovery at their own pace.